Cripay vs BTCPay Server
Facts from public documentation, reviewed on October 27, 2026. Both are capable products; here is where they differ.
| BTCPay Server | Cripay | |
|---|---|---|
| Service fee | None (you run and pay for the server) | 0.5%, nothing to host |
| KYC / verification | None | None |
| Custody | Self-custody, your own node | Non-custodial by default, no node to run |
| Minimum amount | None documented | No minimum for stablecoins on cheap networks |
| Partial payments | Partial payments shown on the invoice | Same address, remaining amount shown, top-ups accumulate |
| API & webhooks | Greenfield API, webhooks | REST + signed webhooks, idempotency keys, test mode, typed SDK |
| Checkout & embeds | Hosted invoice, buttons, plugins | Hosted checkout, embed.js, React component, payment links |
| Self-hosting | Yes, that is the product | Yes, or use the hosted service |
Competitor information comes from their public documentation and pricing pages on the date above and may change. Trademarks belong to their owners.
Switching from BTCPay Server
- 1Create your Cripay account with your email or wallet (two minutes, no KYC).
- 2Add your payout wallets and pick the networks you accept. Payments settle straight to them.
- 3Replace the integration: payment links need no code; the API takes an afternoon with the TypeScript SDK and signed webhooks.
Frequently asked questions
Is Cripay cheaper than BTCPay Server?
Cripay charges 0.5% per confirmed payment with no monthly fee and no verification tiers. See the fee row above for what BTCPay Server publishes.
Can I migrate existing customers?
Yes. Payment links and the hosted checkout work for any customer with a wallet or an exchange account; nothing on their side changes.
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