Cripay vs Coinbase Commerce
Facts from public documentation, reviewed on October 27, 2026. Both are capable products; here is where they differ.
| Coinbase Commerce | Cripay | |
|---|---|---|
| Service fee | 1% (Coinbase Business successor) | 0.5% |
| KYC / verification | Coinbase account with identity verification | No KYC: email or wallet signup |
| Custody | Commerce was shut down in 2026; Coinbase Business is custodial | Non-custodial by default: settles straight to your wallet |
| Minimum amount | US$ 1 with a Coinbase account | No minimum for stablecoins on cheap networks |
| Partial payments | Fixed-price charges cannot be underpaid or overpaid (on-chain swap) | Same address, remaining amount shown, top-ups accumulate |
| API & webhooks | Charges API, webhooks | REST + signed webhooks, idempotency keys, test mode, typed SDK |
| Checkout & embeds | Hosted checkout, buttons | Hosted checkout, embed.js, React component, payment links |
| Self-hosting | No | Yes: open source, run it yourself |
Competitor information comes from their public documentation and pricing pages on the date above and may change. Trademarks belong to their owners.
Switching from Coinbase Commerce
- 1Create your Cripay account with your email or wallet (two minutes, no KYC).
- 2Add your payout wallets and pick the networks you accept. Payments settle straight to them.
- 3Replace the integration: payment links need no code; the API takes an afternoon with the TypeScript SDK and signed webhooks.
Frequently asked questions
Is Cripay cheaper than Coinbase Commerce?
Cripay charges 0.5% per confirmed payment with no monthly fee and no verification tiers. See the fee row above for what Coinbase Commerce publishes.
Can I migrate existing customers?
Yes. Payment links and the hosted checkout work for any customer with a wallet or an exchange account; nothing on their side changes.
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